FMC Insurance Coordinator Practice Exam 2025 – Complete Prep Guide

Medicare Part C, also known as Medicare Advantage, is a type of health insurance plan that is offered by private insurance companies as an alternative to traditional Medicare (Part A and Part B). One of the significant advantages of Medicare Part C is that it often includes additional benefits not provided by Original Medicare.

The correct answer highlights that Medicare Part C can cover dental, vision, and hearing services. These services are typically excluded from Original Medicare, making Medicare Advantage plans appealing for beneficiaries seeking comprehensive healthcare coverage. Many plans also offer services like routine eye exams, dental cleanings, and hearing aid coverage, which aim to provide a more holistic approach to health.

In contrast to this, the other options are more limited in scope. For instance, stating that it covers only hospital services ignores the fact that Part C encompasses both hospital (Part A) and outpatient (Part B) coverage, alongside additional benefits. Similarly, suggesting that it covers only home health services or ambulance services is inaccurate, as Medicare Part C is designed to provide a broader range of services, specifically including the additional benefits like dental, vision, and hearing care that many beneficiaries need as they age.